Innovative Collateral & Risk Solutions

• We control, manage and mitigate commodity and trade finance risks from beginning to end in partnership with leading institutional financiers and investors.
• The expert and experienced iBanq team will measure your business’s overall health and trade potential and rather than focusing solely on traditional financial metrics and trade practices, we find the best alternative asset finance and collateral management solution for you.
• We assess in collaboration with our investors the credit and trade strength of applications and provide our clients with short and medium trade facility options of up to R100 million.
• Our bespoke business trade and collateral platforms are specifically designed to administrate, manage and reduce alternative finance and trade risks for institutional investors and clients in real time. In-depth and hour by hour, day by day, your trade risk data is monitored. That is the iBanq advantage!

Investment and finance peace of mind. iBanq offers collateral management services and solutions in association with our funding partners to help you reduce trade and collateral risk.

• We provide a platform and technology-driven collateral management service and manage investments on behalf of financiers to ensure our clients have the highest level of comfort and security in their investments.
• We enter into tri-party Finance & Trade Collateral Management and Fund Administration Management agreements with clients, and institutional and private investors.
• iBanq manages trade portfolios and facilities within pre-agreed commercial terms, mandates and operational parameters set by the Bank or institutional investor. We undertake to originate and service the portfolio and to deliver the required yield as per agreement with the investor.
• Investors and Banks have the opportunity to set up and configure bespoke eligibility criteria, exclusion rules and concentration thresholds and limits on a range of measures including credit strength of the Supplier and Debtor respectively, credit industry, economic activity, currency and industry sectors.

The iBanq tech solution, in addition to its innovative proprietary systems, also includes a data management platform that is embedded into our tech-stack. iBanq uses this data platform to aggregate and integrate large customer data from multiple data sources and multiple locations onto a single platform, providing a single location from which to virtualize customer data. There is little to no manual intervention required as the data platform is a no-code-low-code environment.

Once customer data has been integrated onto the iBanq platform, the data can be viewed, cleaned, mined, transformed and extracted into any format that may be required. The data cleaning process is automated by way of machine learning algorithms, which are embedded in the platform. The data platform is agnostic and can be integrated into any customer tech environment, with little to no disruption. The data platform also has embedded AI capabilities, which enhance data analytics and business insights.

Big data is consumed and extracted by way of the platform’s unique data mining capabilities, extracting only the data that is required to provide our customers with valuable business insights. The data platform transforms any data from either structured or unstructured raw data into Standard or ADAM Data as required. We can create customized and/or bespoke data insights from our customer data, using either our own embedded BI capabilities or by integrating the data outputs into any 3rd party BI application, as per customer preference.

These business insights can be communicated to and by our customers in any format they wish and can be integrated into our customer’s existing communication tools such as WhatsApp, MS Outlook, MS Teams, Zoom, etc.

The time-lapse from raw data at source to intelligent, usable & communicable data at end-user is immediate.

• Comprehensive Financial Trade Management Platform
• Live Fuel Purchases & Debtors Management System
• Live Stock Monitoring & Management
• Operational Efficiencies Measurements
• Financial Management & Full Business Reporting
• Manage your Regulatory, Licenses and Petroleum Compliancies
• Live Comprehensive Bank Account Monitoring & Management
• Full Finance & Administration Outsource Services

• The services iBanq offers fall outside the scope of any requirement for regulatory authority.
• However, due to the nature of the pivotal role we fulfill on behalf of our investors, we have a keen appreciation of the regulatory requirements the bank and non-bank financial institutions we collaborate with, have to adhere to.
• Consequently, our systems and operations run with the operational discipline of a financial institution.

info@iBanq.co.za

iBanq Head Office
Platinum Square Building
20 Techno Drive
TechnoPark
Stellenbosch
South Africa

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